Terms of Service

Last Updated: July 15, 2026. Please read these terms carefully before using Khatago.

Welcome to Khatago. These Terms & Conditions ("Terms") govern your access to and use of our GST invoicing and inventory software platform (the "Service"). By creating an account or using the Service, you agree to be bound by these Terms. If you are using the Service on behalf of a business, agency, or corporation, you represent that you have the authority to bind that entity to these Terms.

Khatago is a software-as-a-service (SaaS) invoicing and inventory platform designed for freelancers, agencies, and small businesses in India. The Service enables users to generate GST tax invoices, manage customer and vendor directories, track inventory levels, record business expenses, and generate reports for tax compliance.

Khatago is a billing utility and database application. Khatago is not a Chartered Accountant (CA) firm, a tax advisor, or a legal consultant. While the platform provides tools to simplify tax invoicing, you are solely responsible for ensuring the accuracy of the tax rates, HSN/SAC codes, state codes, GSTIN numbers, and invoice totals you input. Khatago does not review your invoices for legal/regulatory compliance or tax accuracy. We advise you to consult a certified tax professional or accountant for direct tax advisory services.

Certain features of the Service are offered under paid subscription tiers (e.g., Khatago Pro):

• Billing Cycle: Subscriptions are billed on a recurring monthly or annual basis starting from the date of activation.
• Payment Processing: All subscription payments are processed securely via Razorpay in Indian Rupees (INR). You agree to provide valid billing information and authorize recurring payments.
• Price Changes: We reserve the right to modify subscription pricing. We will provide at least 30 days' advance notice of any subscription rate changes.
• Payment Failures: In the event of a payment failure, we reserve the right to suspend or downgrade your account access until billing is resolved.

You agree to use the Service in compliance with all applicable laws in India. Specifically, you agree not to:

• Generate fraudulent or dummy tax invoices in violation of GST rules.
• Resell or lease access to your Khatago account to unauthorized third parties.
• Reverse engineer, decompile, or copy the codebase or design systems of the Service.
• Upload malicious code, spyware, or conduct scrapings of our application structure.

You retain full ownership of all data, text, files, and customer lists you upload or enter into the Service. Khatago acts strictly as a data custodian and processor to generate invoices, store records, and deliver the service features to you. You grant us a limited license to host and process this information solely on your behalf. You can export your data at any time via the local Excel backup utility.

In no event shall Khatago Software, its directors, or employees, be liable for any indirect, incidental, special, or consequential damages arising out of your use of the Service. This includes, without limitation, financial penalties from tax authorities due to user-entered invoice errors, loss of business data, or losses resulting from platform service downtime. Our total liability for any claims under these Terms is limited to the subscription fees paid by you to Khatago in the 3 months preceding the event.

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms, our Privacy Policy, or your use of the Service shall be subject to the exclusive jurisdiction of the competent courts located in Ahmedabad, Gujarat, India.